We have been in the accounts receivable factoring business since 1979, are privately owned, and have a powerful track record of being FINANCIALLY SECURE. We have survived many of the economy's ups and downs and in having done so, can support you through any difficult situations you might come under. We won't turn the lights off when the times get difficult, as a few accounts receivable factoring companies regretfully have before.

All factoring companies have yardsticks for size, industry, and risk. It's not practical for you to pick which accounts receivable factoring company will work best for you. By reaching out to us, we'll get to the crux of your situation very quickly and help you locate the most suitable fit for your business - it may be us or another accounts receivable factoring company.

We have a king-size network of accounts receivable factoring industry counterparts, these cooperative relationships were earned over 20+ years in the business. So, when you take some time to explain your needs to us, we have no doubt that you will find precisely what you need..

Almost all accounts receivable factoring firms let you select and choose your customers to factor. Except a few of them usually have a minimum amount in order to work with you. With us you can pick and choose which customers you want to factor on an invoice by invoice basis with no minimum.

Our accounts receivable factoring agreement is like having a credit card in your pocket. You have it to use when you require it but don’t sign an agreement which will force you into accounts receivable factoring when you don't require it.

Almost all accounts receivable factoring firms are not upfront about their fees. It defies common sense why they do this. You can be rest assured, We are different.  We are totally transparent about our fees. When you apply, you are given a crystal-clear, no obligation rate proposal with the fee for your company. Good luck finding another factoring company, if any, that will be totally transparent with their fees before they try and get your business.

An "advance" rate is the percent of the invoice face value that you’ll receive upfront. Receivables Factoring industry averages for advance rates range from 70-90% of the face value of the invoice. So, for example, if your customer owes you $1,000, you be given an advance payment of $700 to $900 to your account. Our normal advance rates are higher than average - at 85-97% depending on industry and your customer payment track record.

A few invoice factoring firms are financed by Wall Sreet bankers. We are an independently owned company and don't take orders from investors and boards. Same as you, we are like-minded business people and we have cleared many of the hurdles that a business encounters. We hear your story, learn your struggles. Based on that information we will put together a tailor-made solution for you. Almost all invoice factoring firms notably the Silicon Valley Fintech ones mainly lay their money on an algorithm to determine your company's funding program. Who do you want to rely on as a cash flow partner to fund your business?

Almost all accounts receivable factoring firms have either a lot of employee turnover, a complex voice mail system that you get lost in or operate call centers where you talk with a new representative every time you call in. We're different, you get your own dedicated account administrator to be your point of contact – who knows your business really well, and can assist you in ways the others just can't or don't want to be troubled.

Don't dismiss the fact that the accounts receivable factoring company will be touching base with your customers on your behalf. Our level of service, stability and longevity, and the caliber of our employees is second to none. We have been in business since 1979 and have veteran staff who who have experienced it all. Choose us not only for your sake but for the sake of your relationship with your customer too. Not only will you benefit from our superb service and real-world know-how, but so will your customers.

Together, we create a credit risk tolerance guideline to limit your customer write-offs. Further more we track each invoice and follow them much the same as your own credit and collections department would. Once they hit the due date we place friendly reminder calls and/or emails on your behalf and keep notes as to when it is scheduled to be paid, and send copies if wanted until payment is made.

Our business credit monitoring systems allow us to see recent negative trends so that we can protect you from risky transactions. You have quick access to online aging reports and your dedicated account administrator is always in the loop and given advance notice of any collection concerns so to correct them right away.

You get quick direct online access to your customer’s business credit reports, or you can call and speak with your account administrator – whatever works best for you. Watch out for negative payment trends. This is critical to run your business smoothly.

Our company adopts first-rate technology to speed up the funding process, such as electronic submission of invoices, online reports, online credit checking and other emerging methods to streamline the process and reduce overhead, which leads to better rates for you. Almost all other companies are not even remotely close.